No matter where life takes you, Kingston is here to support your journey. Whether you’re starting something new or pursuing a lifelong goal, our personal loan options are designed to meet your needs and help you achieve success. Let us help you turn possibilities into reality.
Loans to Help You Achieve More
Your Dream Home Starts Here
Mortgage Loans
Buying a home is one of life’s biggest decisions. At Kingston National Bank, we offer a wide range of mortgage products designed around you. Let us take the stress and worry out of the home mortgage loan process from the start.
- Timely decisions and closings
- Realtor, auction, private sale financing
- Bi-weekly payment option available
- No acreage limits
- Local service and local decisions
- Escrow for tax and insurance
- Credit Life and Disability available
Applications are subject to underwriting approval.
Financing Your Home Build, From Start to Finish
Construction Loans
Building your dream home starts with the right financing. Kingston’s construction loans offer a seamless process from start to finish, combining construction and permanent financing in a single closing. Enjoy flexible draw schedules, timely approvals, and local service tailored to your needs. With Kingston, you’ll have the support and resources to bring your vision to life, every step of the way.
- Streamlined single closing for construction and permanent financing.
- Flexible draw schedules to match your project timeline.
- Local decision-making for faster approvals and personalized service.
- Optional Credit Life and Disability coverage for peace of mind.
Applications are subject to underwriting approval.
Unlock the Power of Your Home’s Equity
Home Equity Loans
Your home is more than just where you live—it’s one of your biggest investments. Kingston National Bank’s Home Equity Loans allow you to tap into your home’s value to achieve your goals. Whether you’re remodeling, adding living space, or building that dream garage, our Home Equity Loans offer competitive rates and flexible terms to make it happen.
- Competitive fixed rates for predictable monthly payments.
- Fixed monthly payments to help you budget with confidence.
- No prepayment penalties, so you can pay off your loan on your terms.
- Potential tax benefits—consult your tax adviser to learn more.
- Optional Credit Life and Disability coverage for extra security.
Applications are subject to underwriting approval.
Access the Equity in Your Home, When You Need It
Key Equity Line of Credit
Take control of your financial future with Kingston’s Key Equity Line of Credit. This flexible option allows you to access your home’s equity whenever you need it, giving you the freedom to manage unexpected expenses, fund home improvements, or achieve your personal goals. With a revolving line of credit and competitive terms, you’re in charge of how your home investment works for you.
- Revolving line of credit for ongoing access to funds.
- Variable interest rates designed to keep payments affordable.
- 15-year term for flexibility and manageable repayment.
- Potential tax benefits—consult your tax adviser for details.
- Timely approvals and closings for your convenience.
- Optional Credit Life and Disability coverage for added protection.
Applications are subject to underwriting approval.
Kingston National Bank, NMLS 190813
A Loan That Puts You in the Driver’s Seat
Auto Loans
Ready to upgrade your ride? Whether you’re shopping for a brand-new ride or a slightly used car, Kingston National Bank is here to help you secure financing that fits your budget. With competitive terms and the option to get pre-approved, you’ll have the confidence to negotiate the best deal on your next vehicle.
- Fixed interest rates for predictable payments.
- Options for dealer purchases or private sales.
- Timely approvals and closings to get you on the road faster.
- Local service and decisions from a team you can trust.
- Optional Credit Life and Disability coverage for added peace of mind.
Applications are subject to underwriting approval.
Get the Funds You Need, When You Need Them
Personal Loans
Some purchases may feel just out of reach, but Kingston National Bank is here to help. Our personal loans are designed to meet your unique financial needs, whether you’re tackling unexpected expenses, consolidating debt, or making a significant purchase. Speak with one of our experienced loan officers to find the right solution for your situation.
- Fixed interest rates for consistent, manageable payments.
- Local service and decisions for a personalized experience.
- Timely approvals and closings to access funds quickly.
- Optional Credit Life and Disability coverage for added protection.
Applications are subject to underwriting approval.
