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Federal Deposit Insurance Corporation

Agricultural Lending: Supporting Local Farmers Every Step of the Way

For generations, we’ve been committed to helping farmers and agribusinesses across south central Ohio grow and succeed. From expansion to equipment to working capital, we’re here to help.

Our experienced agricultural lenders offer flexible loan solutions with local service and local decisions, ensuring you get the support you need, when you need it.

Farm Loans Designed for Ohio Agriculture

Farmers choose Kingston because our lenders understand the importance of timing, flexibility, and long-term relationships. From farmland purchases and equipment upgrades to seasonal operating expenses, our team provides responsive service, local decisions, and financing options built to support your operation for years to come.

Real Estate

Looking to purchase or expand your farm?

Equipment

Stay ahead with financing for essential equipment upgrades

Line of Credit

Access working capital exactly when you need it

Expand Your Farm with Confidence

Farm Real Estate Loans

Whether you’re purchasing additional acreage, refinancing existing farmland, or investing in new agricultural facilities, Kingston National Bank can help structure financing that supports long-term growth.

Key Benefits:

  • Adjustable and fixed-rate loan options
  • Timely approvals for auctions and land purchases
  • Local service and fast decision-making
  • Guidance from experienced agricultural lenders
  • Financing available for Trust and 1031 Tax Exchanges
ag real estate loans
Applications are subject to underwriting approval.
Equip Your Farm for Success with the Right Tools

Equipment Financing

From tractors and combines to livestock equipment and irrigation systems, having the right tools is essential for a productive farm. We offer flexible financing for both new and used equipment, ensuring you have what you need to keep your operation running smoothly without straining your cash flow.

Key Benefits:

  • Competitive fixed and variable rate options
  • Fast approvals and closings
  • Flexible terms and payment options
  • Local service with quick, personalized support
  • Experienced lenders who understand farming equipment needs
ag equipment loans
Applications are subject to underwriting approval.
Keep Your Farm Running Smoothly

Operating Loans

Having working capital available when you need it is essential to managing farm expenses. Our customized operating loans provide financial flexibility for crops, livestock, and daily operations.

Key Benefits:

  • Loans tailored to fit your farm’s needs
  • Multi-year financing options for long-term stability
  • Short-term loans available for tax planning
  • Funding for crops, livestock, and general farm operations
  • Local service and fast decision-making
operating loans for farmers
Applications are subject to underwriting approval.

Additional Business Offerings

Business Accounts

Explore our business checking and savings account options—designed to help you manage cash flow, save smarter, and grow with confidence.

Online Banking Tools

Your account is just the beginning—discover powerful online banking tools designed specifically to help business owners work smarter and get more done.

Debit & Credit Cards

Give your business the purchasing power it deserves! With both debit and credit card options, you can manage spending, streamline transactions, and stay in control.