Personal Checking Options Designed for Your Life
- Looking to earn interest
- People who love perks
- Who crave simplicity
Make your money work for you
Platinum Checking
Platinum Checking is perfect for those who maintain a higher balance and want to earn interest while enjoying all the convenience of modern banking.
- Earn our best checking interest rate
- $1500 minimum to open account
- Maintain $1500 minimum balance to waive monthly service fee
- Eligible for all our account perks including ID Theft Aid, Cell Phone Protection, and BaZing Savings
Enjoy the perks you deserve
Prime Checking
Prime Checking is the ideal choice for most people—it doesn’t require a high balance, so your money stays available when you need it most. Plus, you get account perks that help protect your finances.
- Enjoy all our account perks including ID Theft Aid, Cell Phone Protection, and BaZing Savings
- $100 minimum to open account
- $7 monthly service fee
Keep it simple
Carefree Checking
With no frills and no fuss, Carefree Checking is ideal for those who want straightforward banking, including tailored options for seniors and students.
- $100 minimum to open account
- $10 monthly service fee
Earn fee waiver by maintaining $500 balance or enrolling in direct deposit
Senior Carefree Checking
55 years and older
- No monthly service fee
- One complimentary box of basic checks per year
- No minimum balance requirement
Student Carefree Checking
25 years and younger
- $25 minimum to open account
- No monthly service fee
- Up to $6 refund for non-KNB ATM transactions charges per month
- No minimum balance requirement
No checking account would be complete without a KNB Debit Card
Anywhere Banking Tools
No matter which checking option you choose, everyone gets these free tools
Online Banking
Bill Pay
E-Statements
Mobile Banking
Debit Card
Find the Money Market account that's best for you
Platinum Checking is perfect for those who maintain a higher balance and want to earn interest while enjoying all the convenience of modern banking.
Marquee High Yield
Maximize your earnings with our Marquee High Yield account. Designed for those who maintain a higher balance, it rewards you with a premium interest rate to help your money grow faster.
Minimum to Open
$50,000
Minimum to Earn Interest
$50,000
Monthly Service Charge
$10 if daily balance falls below $50,000
Debit Card Fee
$1
Paper Statement Fee
$3
Kingston Classic
Enjoy the benefits of higher interest rates without locking up your funds. The Kingston Classic account gives you flexibility and great returns, making it the perfect fit for your everyday savings goals.
Minimum to Open
$10,000
Minimum to Earn Interest
$10,000
Monthly Service Charge
$10 if daily balance falls below $10,000
Debit Card Fee
$1
Paper Statement Fee
$3
Interest Rate Tiers
Marquee High Yield
- $50,000-$99,999.99
- $100,000-$124,999.99
- $125,000-$249,999.99
- $250,000 – Above
Kingston Classic
- $10,000.00 – $24,999.99
- $25,000 – $49,999.99
- $50,000.00 – Above
Contact a Customer Service Representative for current rates! Click here for important account limitations.
Additional Personal Services
Account Limitations
The number of withdrawals or transfers to another account or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party is limited to ten (10) transactions in a four (4) week or similar period.
If there are more than ten (10) of the above transactions in a four (4) week or similar period the following fees will be charged per each item over ten (10):
- Kingston Classic Money Market Account – $5.00 for each item over ten (10)
- Marquee Money Market Account – $5.00 for each item over ten (10)
Get BaZing and all that it brings!
Cell Phone Protection
Is your phone broken or stolen? You're covered with repair or replacement.
Roadside Assistance
Available 24/7 and free to use. BaZing pays up to $80 in covered service charges.
ID Theft Aid
A host of identity products to keep you safe.
BaZing Savings
Shop local, save local. Discover discounts and national retailer deals.
Health Savings
Save money on prescriptions, eye exams, frames, lenses, and hearing services.
Billshark
Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf or cancel subscriptions you're no longer using.
Accidental Death Insurance
Peace of mind for the unexpected with up to $10,000 in Travel Accidental Death Coverage.
Buyer’s Protection & Extended Warranty
Items are protected for up to $500 per item if theft or accidental breakage occurs during first 180 days of purchase, using your BaZing checking account.
Access your BaZing perks anytime! Log in at BaZing.com
Take Your BaZing Benefits on the Go
Download the BaZing app today and start exploring everything your checking account has to offer—right from your phone.
