Additional Banking Services
Overdraft Protection with a Credit Reserve Account
Life is unpredictable—an unexpected bill, a miscalculated expense, or a delayed deposit can put your account balance at risk. With Kingston National Bank’s Credit Reserve Account, you’ll have a financial safety net to prevent overdrafts and the costly fees that come with them.
Benefits:
- Automated Transfers – Funds are automatically transferred to your checking account to cover overdrafts.
- Fixed Interest Rate – Enjoy a predictable and competitive rate.
- Flexible Repayments – Payments are based on your outstanding balance.
- Credit Approval Required – Get the security you need with responsible credit management.
For just $35 per year, a Credit Reserve Account can save you money and stress by preventing overdrafts before they happen. It’s a small investment that ensures peace of mind, helping you manage unexpected expenses without the worry of overdraft fees or payment disruptions.
Contact a Customer Service Representative at 1-800-337-4562 today to learn more about how a Credit Reserve Account can safeguard your finances!
Safety Deposit Boxes
Keep your important documents, valuables, and heirlooms secure with a Safety Deposit Box. Available at all five branch locations, our boxes offer a safe and private way to store your most treasured items.
Wire Transfers
Need to send or receive money quickly? KNB provides secure wire transfer services for both incoming and outgoing transactions. Our Customer Service Representatives will guide you through the process, ensuring your funds are transferred safely and efficiently.
Cashier’s Checks
For payments that require extra security, Kingston National Bank offers Cashier’s Checks, ensuring guaranteed funds for your purchases.
Cashier’s Checks
- Available for bank customers only
- Must be purchased with collected funds
- Cost per check: $5.00
